A:Miss Lin,I'd like to recommend a new bank card to you.I think you will like it.

B:really? What's that?

A:Peony MoneyLink Card.

B:What is a "MoneyLink" Card?

A:Oh.Is is a versatile card that links a lot of businesses.

B:"Versatile?" What does it mean?

A:You may either make deposits and withdrawals at any savings office or make transfers and inquiries at any ATM with the card.

B:Anything else?

A:With this card,you may also enjoy services like consumption at POS terminals of all the  specially-engaged commercial units, payroll agency service and agency payment for power and gas,etc.

B:Oh.That's what I want.

A:But,it is only a debit card without the function of credit consumption.

B:It doesn't matter.

A:林小姐，我向您推荐一种新卡。我想您一定喜欢。

B:真的吗？那是什么卡？

A:牡丹"灵通"卡？

B:什么是灵通卡？

A:喔。它是一种多用途卡。

B:"多用途"？这是什么意思呢？

A:您可以在任何储蓄所存、取款，在任何一台柜员机上转账、查询。

B:还有其它用途吗？

A:有了这张卡，您还可以享受在所有POS机特约商户消费，代发工资，代交电费、水费等等。

B:噢。这正是我想要的。

A:但它只是一种借记卡,没有信用消费的功能。

B:没关系。 

8

A:Good morning.I want to have a Peony Card of your bank,but I don't know what kind of card is convenient for me.

B:Well.We have a big Peony card family,including Peony Credit  Card,Peony"MoneyLink" Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.

A:Oh.What a big family!

B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving & withdrawal and credit consuming,etc.

A:What is a Peony Smart Card?

B:A Peony Smart Card can only be used online.

A:How about a Peony International Card?

B:A Peony International Card is issued by the ICBC to those enterprises or individuals who have foreign currency deposit.

A:Can it be settled on RMB?

B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.

A:Ah. A Peony International Card is all right for me.

B:Thank you for choosing the ICBC.

A:早上好。我想在贵行办一张牡丹卡，但我不知道哪一种卡方便。

B:嗯。我行的牡丹卡是一个大家族，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。

A:哦。真是一个大家族。

B:牡丹信用卡是以人民币结算的银行卡。它具有转账结算、存取现金和信用消费等功能。

A:牡丹智能卡有什么功能呢？

B:牡丹智能卡只能在网上银行使用。

A:牡丹国际卡又如何呢？

B:牡丹国际卡是工行向那些有外币存款的 企业 和个人发行的。

A:它可以用人民币结算吗？

B:当然可以。它既可以用人民币，也可以用美元结算，而且在国内、国外都可以用。

A:啊，牡丹国际卡对我正合适。

B:谢谢您选择工行。