-----Insurance Policy (or Certificate)   

1.Risks & Coverage 险别  

(1)free from particular average (F.P.A.) 平安险  

(2)with particular average (W.A.) 水渍险（基本险）   来源：考试大

(3)all risk 一切险（综合险）  

(4)total loss only (T.L.O.) 全损险  

(5)war risk 战争险   来源：考试大

(6)cargo(extended cover)clauses 货物（扩展）条款  

(7)additional risk 附加险  

(8)from warehouse to warehouse clauses 仓至仓条款  

(9)theft,pilferage and nondelivery (T.P.N.D.) 盗窃提货不着险  

(10)rain fresh water damage 淡水雨淋险  

(11)risk of shortage 短量险  

(12)risk of contamination 沾污险   来源：考试大

(13)risk of leakage 渗漏险  

(14)risk of clashing & breakage 碰损破碎险  

(15)risk of odour 串味险  

(16)damage caused by sweating and/or heating 受潮受热险  

(17)hook damage 钩损险   来源：考试大

(18)loss and/or damage caused by breakage of packing 包装破裂险  

(19)risk of rusting 锈损险  

(20)risk of mould 发霉险  

(21)strike, riots and civel commotion (S.R.C.C.) 罢工、暴动、民变险  

(22)risk of spontaneous combustion 自燃险  

(23)deterioration risk 腐烂变质险