金融英语——常用词汇（五十）
分类: FECT金融英语
cash settlement contracts 现金结算合同
Futures contracts, such as stock index futures, that settle for cash, not involving the delivery of the underlying.
以现金结算，不包括标的物实际交付的期货合同，如股票指数期货合同。
cash surrender value 退保现金值
The amount available in cash upon cancellation of an insurance policy, usually a whole life policy, before it becomes payable upon death or maturity. Also called cash value or surrender value.
是指投保人中途放弃购买人寿保单时，可从保险公司取回的现金价值部分，其数额相对于投保总金额要小，是人寿保险用语。
cash value 解约金，现金值
The amount available in cash upon surrender of a policy before it becomes payable upon death or maturity.
取消因死亡或到期而受益的保单，通常是终身寿险，所得到的可用现金。也叫保单的退保价值或发还的保险退保价值。
cash withdrawal 现金提取
A provision enabling a participant to withdraw part or all of an accumulation from an insurance policy or annuity.
允许从保单或年金中部分或全部提取累积资金的规定。
cash-balance plan 现金平衡计划
A defined benefit retirement plan characterized by an annual contribution made by the employer for each enrolled employee.
由雇主每年为雇员支付一定数额钱款的退休收益计划。
cashbook n. 现金出纳簿
An accounting book which documents both cash receipts and disbursements.
记录现金收支的账簿。
cashier's check 银行本票
A check which cannot bounce because its face amount is paid to the bank when it is issued, and the bank then assumes the obligation.
在开立时即由银行承诺付款因而不得被银行拒付的支票。
cashless exercise 无现金行使
A method of converting options into stock that requires no initial cash payment to cover the strike price.
将期权转换为股权，从而无需付现履行议定价格。
cash-on-cash return 现金回报率
A technique for calculating the return on an investment for which there is no secondary market.
计算投资回报的一种方法，此投资不包括在二级市场可交易的投资类型。
cash-out refinance 再融资兑现
When an owner renegotiates or negotiates a new mortgage and the proceeds of the new financing exceed the money required to pay out the old mortgage and any other costs, liens or expenses, leaving money for the borrower.
屋主重新融资贷款时新贷款额超过旧房屋贷款以及其他费用，并且还有剩余的现金留给借方。
cash-out refinancing 再融资兑现
The process of taking out of a new mortgage at an amount that exceeds the existing balance on the current mortgage in order to refinance the original mortgage and receive additional cash for other use.
为给原始抵押贷款再融资和得到为满足其他目的而需的现金。
catastrophe bond 巨灾债券
A high-yield debt instrument that is usually insurance linked and meant to raise money in case of a catastrophe such as a hurricane or earthquake. It has a special condition that states that if the issuer (insurance or reinsurance company) suffers a loss from a particular predefined catastrophe, then the issuer's obligation to pay interest and/or repay the principal is either deferred or completely forgiven. Risk-based securities that pay high interest rates and provide insurance companies with a form of reinsurance to pay losses from a catastrophe.
高收益债务工具，一般与保险相关，旨在应付出现自然灾害，例如飓风或地震的资金需要。设有特殊条款，若发行人由于既定自然灾害而蒙受损失，则其还本付息的责任可获延迟，甚至被完全豁免。
Futures contracts, such as stock index futures, that settle for cash, not involving the delivery of the underlying.
以现金结算，不包括标的物实际交付的期货合同，如股票指数期货合同。
cash surrender value 退保现金值
The amount available in cash upon cancellation of an insurance policy, usually a whole life policy, before it becomes payable upon death or maturity. Also called cash value or surrender value.
是指投保人中途放弃购买人寿保单时，可从保险公司取回的现金价值部分，其数额相对于投保总金额要小，是人寿保险用语。
cash value 解约金，现金值
The amount available in cash upon surrender of a policy before it becomes payable upon death or maturity.
取消因死亡或到期而受益的保单，通常是终身寿险，所得到的可用现金。也叫保单的退保价值或发还的保险退保价值。
cash withdrawal 现金提取
A provision enabling a participant to withdraw part or all of an accumulation from an insurance policy or annuity.
允许从保单或年金中部分或全部提取累积资金的规定。
cash-balance plan 现金平衡计划
A defined benefit retirement plan characterized by an annual contribution made by the employer for each enrolled employee.
由雇主每年为雇员支付一定数额钱款的退休收益计划。
cashbook n. 现金出纳簿
An accounting book which documents both cash receipts and disbursements.
记录现金收支的账簿。
cashier's check 银行本票
A check which cannot bounce because its face amount is paid to the bank when it is issued, and the bank then assumes the obligation.
在开立时即由银行承诺付款因而不得被银行拒付的支票。
cashless exercise 无现金行使
A method of converting options into stock that requires no initial cash payment to cover the strike price.
将期权转换为股权，从而无需付现履行议定价格。
cash-on-cash return 现金回报率
A technique for calculating the return on an investment for which there is no secondary market.
计算投资回报的一种方法，此投资不包括在二级市场可交易的投资类型。
cash-out refinance 再融资兑现
When an owner renegotiates or negotiates a new mortgage and the proceeds of the new financing exceed the money required to pay out the old mortgage and any other costs, liens or expenses, leaving money for the borrower.
屋主重新融资贷款时新贷款额超过旧房屋贷款以及其他费用，并且还有剩余的现金留给借方。
cash-out refinancing 再融资兑现
The process of taking out of a new mortgage at an amount that exceeds the existing balance on the current mortgage in order to refinance the original mortgage and receive additional cash for other use.
为给原始抵押贷款再融资和得到为满足其他目的而需的现金。
catastrophe bond 巨灾债券
A high-yield debt instrument that is usually insurance linked and meant to raise money in case of a catastrophe such as a hurricane or earthquake. It has a special condition that states that if the issuer (insurance or reinsurance company) suffers a loss from a particular predefined catastrophe, then the issuer's obligation to pay interest and/or repay the principal is either deferred or completely forgiven. Risk-based securities that pay high interest rates and provide insurance companies with a form of reinsurance to pay losses from a catastrophe.
高收益债务工具，一般与保险相关，旨在应付出现自然灾害，例如飓风或地震的资金需要。设有特殊条款，若发行人由于既定自然灾害而蒙受损失，则其还本付息的责任可获延迟，甚至被完全豁免。