话题：

随着微信，支付宝、银行APP等的发展想必大家都爱用他们支付购买。那么，通过网络进行的货币支付或资金流转给我们的生活带来了哪些好处呢？今天小编为大家整理的英语四级作文热点话题预测正是关于网络支付的好处，供大家阅读与参考。

范文参考：

Online payment has been advocated around the world, which is the future way to pay bills. In China, Alipay is popular everywhere, even the small business can be finished by this advanced way. People play the joke that they don’t need to worry about the lack of cash. The advantages of online payment are obvious.

Firstly, it saves people’s time to pay bills. The use of online payment is carried out with a smart phone. Especially when we go to the supermarket, there are always a lot of people waiting in the long line. The process of costing customers’ time is to take out the cash or use the credit card, because both customers and cashiers need to count the money or check the bills. But now the cashier can just scan the phone and the bill will be paid and the customer can check quickly.

Second, people don’t have to worry about getting the fake cash. Many years ago, people were easy to get fake money as they received the change. But now, as the cash have been used less, people won’t receive the fake cash without paper money. With the development of new applications, our life will be much convenient.

词汇学习：

Online payment在线支付，网络支付

around the world世界各地；全世界