bad loans不良贷款

to loosen restrictions on foreign participation in commercial banking放松对外资机构参与商业银行业务的限制

closed-end securities funds封闭式证券投资基金

listed investment funds上市投资基金

budget预算

revenue收入

the State Administration of Taxation国家税务局

tax evasion避税

evasion n.the act or an instance of evading逃避，躲避，逃脱

treasury bonds国库券

to recapitalize the ailing banks调整经营困难银行的资本结构

recapitalize vt.to change the capital structure of (a corporation)调整…的资本结构；改变（某个企业）的资本结构

ailing adj.生病的, 境况不佳的

outlays n.花费，支出，开销

average adj.平均的

urban income城市收入

rural poverty农村贫困

exacerbate vt.恶化, 剧增