1.You can usually borrow from the bank if he needs money. You can arrange for a bank loan at the loan department. If the bank lends you money, you must pay interest for its use. Sometimes, instead of putting his money in a savings account, you want to invest it in some business firm, and also may ask the investment department of his bank for advice.

1.你如果需要钱用，通常可以向银行借。你可以在银行贷款部筹到一笔银行贷款。如果银行贷款给你，你就必须为使用这笔贷款而支付利息。有时，你不把钱存放在储蓄账户上，而是想把钱投到实业中去，也可以向银行的投资部门咨询。

2.Investment banking includes securities underwriting, stock and bond trading and merger advice.

2.投资银行业务包括证券承销、股票和债券交易以及提供并购建议。

3.General Motors in financial hardship is negotiating with the creditors in order to restructure debt.

3.财务陷入困境的通用汽车目前正和债权人协商，以便重整债务。

4.A modern bank accepts people's money for safe-keeping. It also lends money and offers many other services. The experience of a businessman will show some of these.

4.现代银行从客户手中吸收货币并加以妥善保管，也贷放货币，并提供许多其它服务。我们从一个商人的经历可以看到银行是如何办理某些业务的。

5.Customers are constantly drawing cash from their accounts to spend and to pay wages and salaries, but this money is quickly returned to the banks by the shops and traders who receive it and who pay it into their own bank accounts.

5.客户随时可能从其账户上支取现金用于消费，支付工资与薪酬，但是这些钱很快通过收到款项的商店和商人回到银行，存入他们自己的银行户头。

6.The enterprises merge or reshuffle inventory assets to optimize the resources distribution.

6.企业通过并购，存量资产重组，进而推进资源优化配置。