少数中小存款金融机构不能支付到期债务 insolvency of a handful of small and medium-sized financial institutions

不良贷款 non-performing loans

防范和化解金融风险 address financial risks

提高企业借贷和行使民事责任的能力 improve enterprises' creditworthiness and ability to fulfil their civil liabilities

监事会 supervisory board

实行谨慎会计制度 adopt prudential accounting standards

五级分类法划分贷款质量 the five-category asset classification approach

金融资产管理公司 financial asset management companies

分离和收回不良资产 substantially reduce the ratio of non-performing assets

分业管理、规模经营 business segregation， economy of scale

规范金融机构市场退出制度 improve the market exit mechanism for financial institutions

政策性银行 state policy-related bank

国家发展银行 State Development Bank

知识经济 knowledge-based economy

网络经济 Internet-based networked economy

指导性计划 guidance plan

社会主义市场经济（中国） socialist market economy

社会市场经济（德国） social market economy

新经济（美国） new economy

中国光大银行 Everbright Bank of China

中国民声银行 China Minsheng Banking Corporation Ltd.

中信实业银行 CITIC Industrial Bank

中国进出口银行 China EXIM Bank

汇丰银行 Hong Kong and Shanghai Banking Corporation （HKSBC）

金融监管 financial supervision

中国人民银行法 Law of the People's Bank of China

商业银行法 Law of Commercial Banks

保险法 Law of Insurance

证券法 Law of Securities

巴塞尔原则 Basel Core Principles

监管对象的行为有问题、管理机制不健全 problems of supervised entities' behavior and the unsound internal governance mechanism

风险意识 consciousness of risk prevention

事前监管 proactive regulation and supervision

account number 帐目编号

depositor 存户

pay-in slip 存款单

a deposit form 存款单