英语巴士网

Going about Financial Matters(1) 办理银行业务(1)

分类: 外贸英语 
747.I'd like to cash this check.

我想兑换这张支票。

748.Do you have an account with us?

你在我们这儿有账户吗?

749.Will you please sign your name on the bottom line?

请你在下面底线上签上你名字,好吗?

750.Chuld I see some of your ID?

我可以看一下你的身份证吗?

751.Do you want large or small notes?

你要大面额的纸币还是小面额的?

752.I want to buy some traveler's checks because I'm going out on business

我想买些旅行支票,因为我要出差。

753.I'd like to change some RMB into American dollars, please.

我想把一些人民币兑换成美元。

754.What is the exchange rate for American currency today?

今天的兑换汇率是多少?

755.Could you fill out this exchange memo, please?

请填写这张兑换单,好吗?

756.Here are your Amer ican dollars and receipt.

这是美元和收据。

757.I want to oped a current account.

我想开一个活期储蓄的账户。

758.What is the proper procedure?

请问该怎么办手续?

759.Can I open a checking account too?

我可以开个支票账户吗?

760.What if I overdraw?

如果透支了怎么办?

761.Can I rent a safe deposit box?

我可以租用保险箱吗?

Dialogue A

(Miss Liu, the secretary of a certain company, is going out on business, so she goes to the  bank to cash her check. )

(A: Miss Liu; B: a clerk of the bank)

A: I'd like to cash this check.

B: Do you have an account with us?

A: Yes.

B: Will you please sign your name on the bottom line? Could I see some of your ID?

A: Yes, here is my ID card, and I also have this traveler's license.

B: That's good enough Do you want large or small notes?

A: Actually, I want to buy some traveler's checks because I'm going out on business.

B: Will you please tell me what denominations you want?

A: Ten 100's, five 50's and ten 10's.

B: All right. Here you are.

A: Thank you.

Dialogue B

B: Good morning, Can I help you?

A: Yes, I'd like to change some RMB into American dollars, please.

B: Certainly. How much would you like to change?

A: Seven thousand yuan RMB. What is the exchange rate for American currency today?

B: Today's exchange  rate is RMB 841 for US$ 100.

A: All right.

B: Could you fill out this exchange memo, please?

(Miss Liu is filling out the form. )

A: Here you are.

B: Would you please show me your ID card and passport?

A: Yes, here it is.

B: Thank you. You would like to change seven thousand yuan RMB into American dollars. Is that right?

A: Yes, that's right.

B: Just a moment, please. I'll calculate that for you…Thank you for waiting, Miss. Seven thousand yuan RMB come to US $ 832 at today's exchange rate.

A: I see.

B: Here are your American dollars and receipt. Have a nice day.

A: Thank you, sir. Bye-bye.

Dialogue C

A: I want to open a current account, sir. What is the proper procedure?

B: First, you should fill out the application form and then we'll issue you a passbook.

A: Is there any minimum for the first deposit?

B: No. Even a dollar is all right. Here is your passbook, Miss, just sign your name on it.

A: By the way, can I open a checking account, too?

B: By all means, but you have to deposit enough money before you can write out your checks.

A: What if I overdraw?

B: There will be a penalty of$ 5 for each check overdrawn.

A: Can I rent a safe deposit box?

B: Yes, there are various sizes: small, medium and large.

A: How much do you charge for a medium safe deposit box?

B: $ 50 a year. Do you want one?

A: Yes, please.

B: First, you have to fill out this form and then we'll give you the keys for your box.

A: OK.

Notes 注 释

1.traveler's license 驾驶执照

2.on business 出差

3.What denominations do you want?

请问你想要大面额的纸币还是小面额的?

4.change something into something

把某物转换成某物

5.exchange rate 汇率

6.fill out 填写

7.exchange memo 兑换单 memo 是 memorandum 的缩写,意为“备忘录”

8.ID card(个人)身份证

9.Thank you for waiting.

谢谢你的耐心等待。

10.Have a nice day!

在日常用于中与某人告别时常用这一句话。意思为“再见!”或“祝你过得愉快”等。

11.open a current account 开个户头或账户

open在此的意思为“开始”

current account账户

How do we open a checking savings account?

怎样开一个支票储蓄户头?

close on account 意为“注销、结清账户”等

12.application form 申请表

13.write out填写

14.charge for 收取(费用)

Words and Expressions

financial/fi'n$nM+l/                        a. 财政的

cash/k$M/                                    n. 现金

v. (支票等)兑换现金

account/+'kaunt/                           n. 账户

bottom/'b&t+m/                             n. 底部

license/'lais+ns/                             n. 执照

denomination/din&mi'neiM+n/         n. (钱)面额

currency/'k)r+nsi/                         n. 货币

calculate/'k$lkjuleit/                       v. 计算

procedure/pr+'si: d{+/                    n. 过程

issue/'iMu: /                                  v. 颁发

passbook/'pa: sbuk/                       n. 存折

minimum/'minim+m/                      a. 最小的

deposit/di'p&zit/                             v. 存钱,储蓄

overdraw/+uv+'dr&: /                    v. 透支

penalty/'pen+lti/                             n. 罚金

medium/'midi+m/                          a. 中等的,中号的

key/ki: /                                        n. 钥匙

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