For the old people, they like to save money, because they need money to keep the sense of security. Once the emergent situation happens, they will take out the money and solve the problem. While for the young people, they like to spend money to find fun, happiness comes first. I think it is better to combine both of them.
对于老人来说，她们喜欢存钱，因为他们需要钱来保持安全感。一旦发生了紧急情况，他们会拿出钱来解决问题。然而对于年轻人来说，他们倾向于花钱来找乐子，幸福第一位。我觉得最好把存钱和花钱合起来用。 

First, we need to save money. Once I was asked if worrying tomorrow was a good thing, now my answer is definitely yes. No one knows what will happen tomorrow, but we can save some money so that we can make better plans for tomorrow. If we meet the emergent situation in the future, money will be the best help. 
第一，我们需要存钱。曾经有人问我担忧明天是不是好事，如今我的答案绝对是确定的。没有人知道明天会发生什么事情，但是我们可以存一些钱，这样就能更好地为明天做打算。如果我们在将来遇到紧急情况，钱会帮上很大的忙。 

Second, we also need to spent money. The money is not so easy for us to earn, we work so hard to make our living. So when we get the money, we will spend it and find the amusement. Life needs fun, we spend the money to improve our lives and enjoy life.
第二，我们也需要花钱。钱对于我们来说并不容易挣，我们是如此努力的工作来维持生活。所以当我们拿到钱，就会花钱来寻找娱乐。生活需要娱乐，我们花钱来改善生活，享受生活。 

Saving money and spending money are both needed, we can find the balance between them and live the better life.
存钱和花钱都是需要的，我们可以找到两者的平衡，过上更好的生活。