Sing to yourself 

Seriously. Like laughter, sunshine, and fresh air; singing elevates our moods. Studies have shown that singing triggers a release of endorphins, which are the body's natural way of chemically relieving pain and stress. When we're happier, we get more done. This might be why Snow White likes to whistle while she works. 

Visualize your success 

It is a simple but useful motivational technique because when you form a picture of succeeding in your mind, you begin to see the possibility of reaching your goal. 

Keep a goal diary 

Writing down your goals and reflecting regularly on their progress helps you to both focus on the desired outcome and holds you accountable. While financial stability is only one quantifiable way to measure success. 

Find a "study buddy"

While this can be a useful way to motivate students to complete homework, it can also work well for anyone who has a hard time settling down to work. While this might not work for everyone, I've always found that glancing up now and then to make a comment about something I've read does more than allow for a break in the action. 

Daydream 

Like the other visualization techniques we've talked about, this practice keeps your eye on the prize, and it's a conscious form of procrastination unless you meet that deadline, which inevitably forces your mind back on work.