浅见的英文：
improvidence

We ought not to go jogging along, improvident, incompetent, waiting for something to turn up
我们不应该不顾未来，毫无办法地凑合着过下去，等待着新的事情发生。

She hired a little room and furnished on credit on the strength of her future work--a lingering trace of her improvident ways
她租了一间小屋子，又以将来的工资作担保，买了些家具，这是她那种轻浮习气的残余。