分离和收回不良资产的英文：
substantially reduce the ratio of non-performing assets

substantially是什么意思：
adv. 实质上；大体上；充分地

to hypostatize; to substantiate
使实体化

This is a substantial building.
这是个坚固的建筑物。

The architecture of this house is very substantial.
这座房子的结构很牢固。

reduce是什么意思：
v. 缩减，减小；简化；将…还原；节食；降职

be reduced to (a) pulp
变成浆状,成纸浆 [软块]

They held a sale to reduce their inventory.
他们降价出售库存货物。

To reduce in rank;demote.
使降职，使…降级

ratio是什么意思：
n. 比率；比例

neutralization ratio
中和比率|中和比例

This is the prime ratio of the nascent increments
这是最初增量的最初比。

Asset quality ratios: Ratios that measure the quality of assets of a lending institution.
资产质量比率:衡量贷款机构资产质量的各种比率。