1.In evaluating the adequacy of a financial institution's liquidity position,consideration should be given to the current level and prospective sources of liquidity compared to funding needs, as well as to the adequacy of funds management practices relative to the institution's size, complexity, and risk profile.

1.评估金融机构流通性时，需要考虑与资金需求相比下流通水平和预期的流通性资源，以及资金管理过程中的充足性，这些与机构的大小，复杂性和风险组合相关。

2.To cope with the international financial crisis and protect the interests of the policyholders, CIRC（China Insurance Regulatory Commission）impels the whole industry to strengthen its solvency regulatory system.

2.为有效应对国际金融危机，保护被保险人利益，保监会推动全行业加强偿付能力体系建设。

3.The rates quoted by us are very moderate. Of course, the premium varies with the range of insurance.

3.我们所收取的费率是适度的。当然，保险费用要根据投保范围的大小而有所不同。

4.Deposit accounts, together with savings accounts, represent the simplest form of bank account. The customer deposits funds and withdraws them as required. No checkbook is issued on this type of account. Therefore, the formalities of opening an account are simple, Often there is no need for a reference, the customer's name, address and occupation, together with a specimen signature and an initial deposit being all that are needed.

4.存款账户，和储蓄账户一起，是银行账户的基本形式，客户按规定存、取款。此种类型的账户不能开支票，所以，开户的手续很简单。一般无需证明人，只需客户的姓名、住址、职业，连同签字样本和开户金额即可。

5.The basic principle of double entry bookkeeping is that every transaction has a twofold effect. In other words, a value is received and a value is yielded or parted with. Both effects, which are equal in amount, must be entered completely in the bookkeeping records.

5.复式记账法的基本原理是每笔交易都有借贷双方。换言之，有一项金额收入，就必然有一项金额放弃（支出）。借贷双方金额相等，必须完整地记入账薄。