Personal loan pledged by certificates of deposit （CD） /treasury bonds is a kind of business combining deposit and loan in which the client gets a cert...
（1） Certificate T-bond （1）凭证式国债 Certificate T-bond is a main instrument whereby the bank issues T-bonds on behalf of the state, and the bank's bus...
Agency salary and social insurance welfare payment businessAgency salary and social insurance welfare business is a business whereby any subordinate i...
Bank-securities transfer is a business launched by ICBC for facilitating the clients to trade securities and foreign exchange whereby ICBC accepts an ...
The client having a foreign currency time deposit account in a bank with the term longer than 3 months need the bank to issue a Deposit Certificate&rd...
Banks can handle the exchange between RMB and foreign currencies at current quotations on the day. Convertible currencies include US dollar, HK dollar...
The bank' s client with foreign currency deposit account need withdraw foreign exchange and take foreign currency to go abroad after his successfu...
Unlike debt financing, the decision for a business or a bank to choose equity financing is a difficult one. It does not involve just borrowing money a...
Banks often regard securitization as a balance sheet transformation tool. Traditionally mortgages are a bank's largest asset and also the least li...
Liquidity to a bank is a little bit like health to an individual. Figuratively speaking, if a bank has poor liquidity, then it is likely that they wil...