Mary：Hi, I want to open a savings account. Which kind of account has the highest interest rate? 
你好，我想存个定期。可是定期哪个利率最高呢？

Clerk：The interest rates are outlined on the board behind you. The interest rates for lump-sum deposit & withdrawal are the highest. 
您身后的显示牌就显示了利率，整存整取的利率最高。

Mary：Oh, I can see that. But I'm planning on withdrawing this money in the near future. Which kind of account is suitable for me? 
哦，我看到了。不过我计划短期内就把钱取走，那我存哪个才比较合适呢？

Clerk：You can take a three-month or half-year lump-sum deposit & withdrawal account. 
您可以存三个月或半年的整存整取。

Mary：OK, then I'll take a three-month lump-sum deposit & withdrawal account. 
嗯，那我就办个三个月定期吧。